*Read How The Bureaus Carelessness Hurts Consumers

When the bureaus, consumer advocates and so-called “financial experts” continually ‘dumb down’ important distinctions that consumers can easily understand (like “seller financing” versus a “bank loan”), it is harmful to consumers. The bureaus undoubtedly present themselves as educators of consumer financial literacy, yet they fail to explain important distinctions in the automotive finance world. There are big differences between auto loans and auto credit sale agreements. The Bureaus consistently call both transactions “loans,” and that incorrect description hurts consumers! Let...

*Invest In Yourself By Saving Your Spare Change

“If you set aside just $5 every couple of days, you would have set aside over $1000 in a year” – ABC News “Acorn simplified the often tedious and complex process of investing. But that doesn’t mean the investing strategy is less sophisticated”. – WIRED “Acorn offers a unique solution to overcoming the mental barrier: “I just don’t have enough money to be investing” – US News For more information on Acorns or to sign up click HERE!   Better Day...

*Build Your Credit TODAY With A $5,000 Unsecured Revolving Line of Credit

When You Join MyJewelersClub.Com The Benefits Are Amazing! Easy Approval Even If You Have Bad Credit! Minimum $100 initial order required with 50% down payment Build Good Credit And Look Good Doing It! Never Pay For Shipping At MyJewelersClub.com! New Name Brand Jewelry Added Daily! Elegant Jewelry That Makes You Feel Special or For That Special Someone In Your Life! There Is Always An Occasion For Jewelry For That Special Someone: Valentines Day Birthdays Anniversaries Graduation Christmas Mother’s Day Father’s Day...

*Bad Credit And Car Loans? These Are 5 Things You Should Know About!

A car is often viewed as a necessity for most people. Reliable transportation is necessary in order to maintain a decent job. Without a job, it is nearly impossible to pay bills and establish credit. Unfortunately, for people with bad credit, it can sometimes be difficult to obtain a loan to buy a car at an affordable rate. However, there are bad credit car loans available for those who need them. Before seeking out a loan, Mark has 5 tips...

*Try These 5 Tips T0 Help Raise Your Credit Score

Credit means everything in today’s world. It affects a person’s ability to buy a car, a home and even insurance rates. With so much emphasis placed on good credit, it is imperative a person knows how to raise your credit score. With a good credit score, which is typically defined as a score above at least 650, moderate interest rates on credit cards and loans are offered. This can save a great deal of money in the long run. These...

*People With Bad Credit Can Have Credit Cards Too

People who have bad rating are likely hoping to rebuild their credit score. There are many different reasons for damaged credit, but there is always a way to rebound. One of the best ways to begin the rebuilding process is to open a new loan line. Fortunately, there are many ways to build your credit. .Although these cards may look good on the surface, it is important to do some investigating before applying for one of these cards or accepting...

What Are Time Barred Debts?

Most people who are struggling with unpaid debts did not arrive in that unpleasant situation intentionally.  Generally it is either a series of bad choices or bad luck that leads to excessive debt problems. There certainly also are individuals who fraudulently open accounts without the intention of repaying their debts, but these criminals are the exception, not the rule. Regardless, whether you arrived in your situation deliberately or due to unfortunate circumstances, defaulted debts can sometimes lead to very distressing...

*Will Paying Collections Increase Your Credit Scores?

Have you set a goal to improve your credit scores? Perhaps you want to apply for a mortgage or purchase a new vehicle in the not-so-distant future. Whatever the motivation, the decision to work toward improving your credit scores is always a smart move. Unfortunately, working to improve your credit scores is not necessarily an easy goal to achieve. Many people simply do not know where to begin. You might, for example, believe that paying off or settling outstanding collection...

What Should I Do If Someone Tries to Open Credit Accounts In My Name?

It seems like practically every week there is a new story about another company that has been the victim of a hacking crime. If you have not already been the victim of a data breach or had your personal identifying information compromised in some other way, it is really only a matter of time. Identity thieves do not discriminate. Everyone is a potential target. Detecting a Problem Unfortunately you might not know that you are a victim of identity theft...

*Which Debts Should You Pay First to Improve Credit Scores?

It’s called prioritization! Whether you received a big tax refund, an inheritance, or a bonus, if you have recently come into a lump sum of money you may be ready to start chipping away at your debt. Of course, if you are like most people then even an unexpected influx of cash probably will not be enough to completely wipe out all the debts you owe. The question therefore becomes, which debts should you tackle first? Multiple Strategies It is...

*Why Does My Paid Off Credit Card Still Show a Balance On My Credit Reports?

Imagine the following scenario…you budget and work hard to pay off your credit card debt because you understand that doing so will save you money and will likely help to improve your credit scores. After months of dedication you finally reach your goal of zero credit card debt. However, when you check your credit reports the next day you are surprised to learn that your credit card account still shows an outstanding balance. Is this a mistake? Why is your...

*3 Strategies for Handling Excessive Credit Card Debt

Whether you built up that pile of credit card debt due to a job loss, an illness, a family emergency, or just plain overspending, you will need to come up with a plan to deal with that debt before it becomes out of control. Credit card debt can be very expensive, but you might not realize that outstanding credit card debt could be damaging your credit scores as well. Even if you make your monthly payments on time, your balances...